Payments Business Analyst (Banking and Financial Services Consulting) Charlotte, NC

Charlotte NC Cognizant

Payments Business Analyst – Banking & Financial Services

Cognizant Consulting

Charlotte, NC (On-Site)


Cognizant is one of the world's leading professional services companies, transforming clients' business, operating, and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build, and run more innovative and efficient businesses. Learn how Cognizant helps clients lead with digital at


Within Cognizant is Cognizant Consulting, a global consulting organization delivering strategic and domain consulting through industry and technology expertise. With over 6,000 consultants worldwide, Cognizant offers high-value consulting services that improve business performance and operational productivity, lower operational expenses and enhance overall performance. Clients draw upon our deep industry expertise, program and change management capabilities, and analytical objectivity to help improve business productivity, drive technology-enabled business transformation and increase shareholder value. We provide a number of Business/IT Consulting Services including Business Strategy, IT Strategy & Roadmap Development, Process Re-Engineering & Transformation, Enterprise Architecture & Technology Selection, and Domain Solutions. The Cognizant Consulting team is a high performing organization that is continually expanding our client base and increasingly being recommended by analysts such as Forrester and Gartner. And we’re growing!

The Role

Our Banking and Financial Services Consulting Group is looking for a Consultant to join our journey. We’re looking for someone who. The position holder will work closely with one of the consulting clients, which is a Global Banking and Financial Services Organization.

We’re looking for Consultants who can deliver within Cognizant’s Five Pillars of Consulting Excellence: 1) Project Execution, 2) Expertise, 3) Business Development, 4) Practice Development, & 5) People Development. As a Senior Consultant, this means partnering with clients and project stakeholders to clarify requirements and support delivery of effective solutions; applying technical and domain expertise to solve core client business challenges or inefficiencies; developing and strengthening domain knowledge and maintaining an accurate understanding of Cognizant’s industry propositions and consulting capabilities; supporting business development activities of senior leaders; contributing to the development of practice initiatives or new service offerings (e.g., Strategic Control Points, development of consulting assets); and being an inspiring colleague, promoting team motivation, partnership, and ownership for projects. In addition to enabling consulting excellence through the Five Pillars of Consulting, the specific requirements for this position are below.

Our solutions are in demand and we’re passionate about making a difference. If you have experience with the above, are a selfless leader, and are committed to client-facing environment; if you want to grow your career with a team that wants to build something great together, we want to hear from you! Apply now!


  • Gather requirements from business units and translate those to developers and architects and testers
  • Documents functional requirements (in the form of user stories), analyzes requirements in the context of software and processes
  • Data analysis and coordinate with QA and UAT teams
  • Work with development and support teams on production issues as needed
  • Faceoff to the business for new requirements and changes.


  • 5 years of business analysis experience with Payments background withing banking and financial services industry.
  • Should possess strong payments experience (FedWire, CHIPS and Cross Border payments)
  • Need to have good understanding of SWIFT ISO 20022
  • Excellent verbal and written communication skills, problem solving skills, attention to detail and interpersonal skills.
  • Basic ability to work independently and manage one’s time.
  • Hands on experience on ACI MTS application is a nice to have
  • Master’s degree from an accredited college or university, or equivalent relevant experience, with additional certifications preferred, but not mandatory
  • Ability to work on-site in the client office in Chicago for the duration of the project
  • Ability to travel when needed for a project
  • Personal leadership and a desire to create a culture that enables exceptional outcomes
  • The embodiment of Cognizant’s Core Values of: Start with a point of view; Seek data, build knowledge; Always strive, never settle; Work as one; Create conditions for everyone to thrive; Do the right thing, the right way.

Benefits: Cognizant offers the following benefits for this position, subject to applicable eligibility requirements:

  • Medical/Dental/Vision/Life Insurance
  • Paid holidays plus Paid Time Off
  • 401(k) plan and contributions
  • Long-term/Short-term Disability
  • Paid Parental Leave
  • Employee Stock Purchase Plan

Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law.

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